Gigantic hail damages homes & cars in Clay County, Kentucky, USA

Many living in the Big Creek section of Clay County are counting their losses. This after high winds and softball size hail that damaged homes and cars across the region on Sunday.

Charles Collett has lived in Big Creek for years. But he tells me the hail that fell on Sunday was the worst he has ever seen.

“It was loud. You could not hear yourself talk from it hitting the tin roof. It was softball size hail,” said Collett.

The storm left holes in his roof and dents on his car.

“I was amazed by how big it was and then I got to thinking that our vehicles was destroyed,” said Collett.

Two older cars in a nearby field suffered the worst damage.

Bill Gorman Jr. with the Hazard Insurance Group has advice for folks dealing with storm damaged property.

“It is good to take photos of any damage that you might have and then try to protect what has been damaged until the insurance adjuster can get there,” said Gorman.

Gorman said hail, as well as high wind and water damage, are covered under most home owner’s policies. But there is one big catch.

“In order for it to be covered it has to be what we call sudden and accidental. So yesterday if there was damage to the roof because of that particular storm, it would be covered,” said Gorman.

He adds that the same can not be said for damage occurring over a long period of time. Gorman tells us it is best to have pictures or video of your property the way it is. That way, if it is damaged, your insurance agent has something to compare it to.